As you may be aware, there are a number of different types of large scale mixers. There are a variety available depending on the requirements of a given job or task. In a previous article, we did an in depth study of planetary mixers, their advantages, drawbacks, and how they generally function. This article will take on a similar role with regards to ribbon mixers. Where are they used? How do they work? What are their pluses and minuses? Knowing that you, the reader, are dying to find out – we will continue without further ado.

The ribbon mixer is a (typically) large batch tool used primarily by companies that work in factories and/or require processing. The mixer operates by a series of blades operating at different angles revolving around a single central axis. The overall effect is a device that looks like it uses metallic ribbons to mix materials.

To help visualize, the main shaft of a ribbon mixer is not significantly unlike the design of the average washing machine. This clever design leads to the effect that different items are mixed in different directions with only the single shaft revolving. One of the great advantages of the ribbon mixer compared to other styles is the amount of material that can be mixed. Most types of mixers typically need to be filled about halfway in order to operate properly. Filling too much can clog up the machine; filling too little can prevent the material from being mixed altogether. In the case of the ribbon mixer, almost any amount (high or low) can be put in the bin and lead to an effective mix. However, despite its relatively simple design, ribbon mixers often require more power and more time to accomplish the same task as other mixers. Another drawback of the ribbon design is that it can lead to problems if the mixer is used for material that is or may become sticky. These mixtures tend to attach to the ribbons (blades) and require a great amount of care and maintenance to avoid. Given the design, which typically only allows easy access from above, cleaning is difficult and time consuming. The mixer is best utilized when mixing materials that contain numerous fine particles that must be mixed evenly for the final product. For this reason, it is extremely popular in manufacturing and pharmaceutical industries.

Like many other forms of industrial mixers, ribbon mixers are often very task specific. They do certain jobs very well, but are not always recommended for more general tasks. This could even be said of processing equipment as a whole. In an industry that creates many products which might be considered commodities, the ability to create these items with the greatest efficiency can lead to the highest profits. Creating equipment that best fills certain rolls can lead to greater outputs in a shorter period of time, even if the initial cost is higher. General tools may be initially cheaper, but one must consider that the costs associated with the greater time required, adjusting the equipment for each task, and the manpower required to perform the aforementioned tasks.

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One popular way people deal with medical debt is through consolidation. If you are struggling, medical debt consolidation is one way to attack it but it does have its downsides. Consolidation comes through either a financial institution loan or through the use of a debt management company. Like any other debt consolidation method, there are pluses and minuses – costs and benefits which you need to understand.

Consolidation Through A Loan

One type of medical consolidation is achieved through the use of a bank loan. The loan can be secured or have collateral behind it – in which that collateral could be your house or other assets you have. A secured loan is a much better loan than an unsecured loan. An unsecured loan is a loan in which the bank has no collateral in case you fail to repay. Therefore, a secured loan (refinance, home equity, loan against your 401k etc) usually carriers a much better interest rate. In both cases, your credit score is a huge factor. The lower your credit score, the more likely you are to obtain a higher interest rate. Taking out a loan is only advisable if the interest rate you can obtain on the loan is lower than your medical debt interest rate, it prevents your credit score from being degraded, and or of it prevents you from filing for bankruptcy.

A debt consolidation loan is not beneficial if it is at a higher interest rate than your current medical debt interest rate. However, it can be beneficial in lowering your monthly payments so they are more manageable. However, realize a loan usually results in your paying more principal in the long run because your payments are lower. This type of consolidation can be difficult to obtain although usually a secured loan is much easier to obtain then a non-secured loan.

Consolidation Through Debt Relief Company

Another way to consolidate your medical debt debt is by signing up with a Credit Counseling or Debt Relief Company. These companies can negotiate with your creditors (hospital, doctor’s office, or collection agency) to potentially settle for a lower amount and set you up with reasonable payment plans or payment plan you can afford. If you are the type of person that feels better with assistance then sign up for a “Medical Debt Consultation” at the top to see if you qualify. However, you can also contact your creditors yourself and negotiate yourself (interest rates and payment plan). Make sure when you pursue assistance, that you ensure your credit score will not be negatively affected. You want to reduce your interest rate (if any) and balance but with reporting to the credit bureau as “paid in full” or “paid as agreed” instead of “settled.” In other words, talk to your credit counseling or debt management company that you want options that don’t require your credit being degraded any further.

In summary, debt consolidation, when it matches your needs, can be a viable option for medical debt. Always compare your interest rate with a bank loan, and if you are unable to obtain a loan work with a credit counselor or debt management company. Always consider the consequences and benefits no matter what you do. Moreover, ask questions in whatever consolidation method you select.