The American Dream is different for every person. In general it’s something similar to – Money, A Beautiful Home, and Perfect Relationships. Today, our topic is Money. We will discuss getting it, and what do with it in order to increase your savings and eventual wealth.

In order to increase your savings you must first have an income. My first suggestion is to do something you enjoy. And, at the very least, do what is legally expedient while seeking something you will enjoy.

Second, set aside at least 10 percent of what you earn and put it in a savings account; preferably one not connected by overdraft to your checking account. Banks push overdraft protection and this has its merits. However, the idea is to organize and keep track of your money so that each dollar-to-the-penny is accounted for. This way – You are your own overdraft protection.

Your 10 percent savings is key. No, it’s crucial. This is the money you will eventually use to invest and increase your wealth. Without this, you will most likely continue to survive pay check to pay check rather than live in the comfort of wealth as I believe we are all intended to do.

After you save 10 percent of your income, that leaves you 90 percent to live on, right? Not quite. Do you have any debt? If you live in America, and haven’t already developed the habit of savings and wealth building, you most likely do. So, your next step is to get rid of your unproductive debt by taking an addition 10 percent from your income for debt relief. This leaves you with 80 percent of your earned income. Now what?

Heard the expression, “Give and it shall be given unto you?” How about “Charity begins at Home.” They are the same. Our home is Earth and our family, other human beings. Therefore, we are responsible for one another just as the universe is responsible for securing us via Sun, Rain, Air, etc. This simply means that our existence is reciprocal and that what we give, we get back in one way or another. It’s really that simple.

So, from that 80 percent of your remaining income, if you want to increase your savings, and wealth – give 10 percent of your income to someone less fortunate than yourself (whether to an organized entity or someone you know or come across who could use the funds). How you do so is entirely up to you. Just try it. You will see. It’s an awesome principle that works 100 percent of the time.

Recapping – You’ve developed a consistent income; Paid yourself first with 10 percent for your savings account; Put aside and/or paid 10 percent toward your debt relief; and Given 10 percent to charity. Now you have 70 percent of your earnings for daily living expenses. This is more than possible to live on. Here are some tips to do so.

How To Live on 70 Percent of You Income…

These tips will get you off to a good start.

1. Take a real inventory of what you spend your money on. It will amaze you. Make a budget. If you find that you simply must have more income, intend it and get a better paying gig.

2. Eat at home – Cook

3. Make coffee at home (Carry your homemade coffee to work in your Starbucks container if it makes you feel better)

4. Entertain at home rather than splurge out each weekend.

5. Buy in bulk at places like Costco, Sam’s Club, Smart & Final, etc.

The process of increasing your savings account seems restricting at first. It is. Developing a new habit of finance is developing a new way of thinking about money and wealth. But remember, you are doing this to eventually amass wealth. Take the time, work the process and begin to change your financial status forever.

Professional Los Angeles CA painters may be the solution to your painting needs because only professionals know the difference between good work and bad work. If you are one of those people who does not like to compromise with quality then a professional contractor is what you need. Painting your home is no child’s play. How you paint the house and what color you choose and the quality of paint that you choose determines how people will look at your house and most importantly how you will feel about it too. Your house is probably your biggest investment and you want to do everything to make it look good and presentable. Although they say “don’t judge a book by its cover” it may not always be said about a house. How it looks from the exterior gives people the impression about the kind of people who may be living inside. So, get Los Angeles house painting company that knows it job well enough.

Painting may be one of the most common projects in the home improvement industry but unless you get a good company or contractor to get the job done for you, there is no promising you a beautiful home.

If you have a small house, maybe you can do the painting yourself, but if you have a bigger house, there is no way you can go about it without hiring professionals to do it. Getting your house painted is not just about choosing the colors and starting to paint. There are a lot of things involved when you are painting a house. The common people may not be aware of this, but professional Los Angeles painters definitely know all that is involved in getting a house painted. In addition to doing a good job, these painters can also provide you some peace of mind because when you hire professionals, you may not have to worry about how to get the job finished and if they will do a good job.

The exterior of the house is as important as the interior of the house. So, whatever, color you decide for the exterior and the interior, you must remember that it will be for a long time and hence, the colors must suit your personality and the mood that you want to create in your house. Any Los Angeles commercial painting contractor will not just do what you ask him to do, but will also offer suggestions that you may find valuable when getting your house painted. The contractors will have a sound knowledge about the good brands and the good quality products that are available in the market. They can make suggestions to the clients and then it will finally be your decision what you want to do with it.

Hiring Los Angeles CA painters to get the interior of your house painted is also important because of the same reasons. These people know their job and can help you with setting a mood for the house. Picking color combinations can be quite overwhelming given the fact that there may be hundreds of different shades and combinations to match.